We cover all the areas you'd expect us to as part of delivering lifestyle financial planning:
Pensions and retirement planning, investments and tax advantaged vehicles, later life and estate planning, corporate planning, mortgages and protection.
Every client has a unique and varied range of financial needs. Finding out about you and establishing your priorities are the first step to creating a meaningful and relevant plan. Once your plan has been implemented, we will have regular forward planning meetings throughout your lifetime to make sure you are on track to meet your financial goals.
We need to understand you, your goals and priorties.
After understanding you and your circumstances we'll get a snapshot of your financial position. This will include details about your current income, expenditure, policies, accounts and any other relevant information.
We also need to understand attitude to investment risk and your ability to withstand losses without a material impact on your standard of living.
Ensuring everything is aligned to your goals, we identify any gaps to fill, or improvements to be made in your financial planning. Essentially, how do you get from where you are now, to where you want to be?
This involves detailed analysis of your existing plans and policies, along with identifying opportunities to enhance your wealth.
We prepare a personalised report of recommendations and set out strategies to get you to where you want to be.
We'll then talk you through our recommendations and answer any questions you have. You'll also get a detailed report, including the rationale for the recommendations and how they meet your needs.
We agree on the plan and implement the strategy to help you achieve your financial objectives over a set period of time.
We'll take care of all the paperwork, liaise with providers and generally get stuff done - so you don't need to!
Things change. We'll have regular forward planning meetings to assess your strategy and implement any actions needed to keep your financial plan on track.
